1. General terms and conditions for all users

1.1  The berryfs.com.au website ("this website") is owned by Berry Financial Services Pty. Limited ABN 75 121 519 515.

1.2  Your access to this website is subject to these terms and conditions, the Berry Stacks Financial Services Privacy Policy notices, disclaimers and any other terms and conditions or other statements contained on this website (referred to collectively as "Terms of Use "). By accessing, viewing or otherwise using this website, you agree to be subject to these Terms of Use.

1.3  We may, at our sole discretion, vary or modify these Terms of Use without notice. Any subsequent access to, or use of, the website by you will constitute an acceptance of those modifications.

Important disclaimers

1.4 All information contained on this website is given in good faith and has been derived from sources believed to be accurate. However, the information is selective and neither Berry Stacks Financial Services Pty Limited nor any other related entity has verified the information, which may not be complete or accurate for your purposes. Those entities make no representation or warranty of any kind as to the accuracy or completeness of the information. It is general information only and should not be considered as a comprehensive statement on any matter and should not be relied upon as such.

1.5 Neither Berry Stacks Financial Services Pty Limited nor any other related entity nor any of their directors, employees and associates guarantees the security of this website, gives any warranty of reliability or accuracy nor accepts any responsibility arising in any other way including by reason of negligence for errors in, or omissions from, the information on this website and does not accept any liability for any loss or damage, however caused, as a result of any person relying on any information on the website or being unable to access this website. This disclaimer is subject to any applicable contrary provisions of the Australian Securities and Investments Commission Act and the Trade Practices Act.

1.6 You agree to use and link to the Berry Financial Services website at your own risk. Neither Berry Stacks Financial Services Pty Limited nor any other related entity will be liable for any loss or damage from any cause (including negligence) to your system or website caused by or in connection with the use of or a link to this website. Any such loss or damage will be your responsibility.

1.7 Should you leave this site via a link contained within this website, and view content that is not provided by a Berry Financial Services or a related entity, including content in relation to the issue or sale of a financial product: 

(a) you do so at your own risk. The content to which you link will not have been produced, checked for accuracy, or otherwise reviewed by Berry Financial Services or a related entity. Berry Financial Services or a related entity is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such site, whether actual, alleged, consequential or otherwise. Berry Financial Services or a related entity makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party;

(b) the issuer or seller of the financial product should be identified on the link;

(c) a PDS should be available from the place and from the person identified on the link; and

(d) you should consider the PDS for the relevant product in deciding whether to acquire, or to continue to hold, the product.

1.8 In preparing the information contained on this website, we have not taken into account your objectives, financial situation or needs. Before investing on the basis of the information contained on this website, you should consider (with or without the assistance of an adviser) whether the information in this website is appropriate to you in light of your particular objectives, financial situation and needs. You should obtain a prospectus, PDS or other disclosure document relating to a product referred to on this website before making any decision about whether to acquire the product. 

1.9 The information on this site is based on current laws and their interpretation, including taxation laws. The levels and basis of taxation may change. The application of many laws, including taxation laws, depends upon an investor's individual circumstances. You should, therefore, consider seeking professional advice on the legal and taxation implications of investing and should not rely on the information provided, which should be used as a guide only. 

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